2008 글로벌금융위기에 대한 조사
- 최초 등록일
- 2010.12.16
- 최종 저작일
- 2010.06
- 1페이지/ 한컴오피스
- 가격 1,000원
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The US Sub-prime mortgage can be attributed as a main cause of 2008 global financial crisis. The value of US housing prices were rising and it seemed to the bank that even if it lends money to those who cannot be expected to repay the money, it can simply sell the mortgage to retrieve the capital. This mortgage drew attention from the ordinary citizens, making loaners to exhaust their remaining capital and to get more of it from bond to lend more money to the poor. At the same time, the government announced to raise the interest rate in order to stop the inflation of real estate value. This governmental policy froze the housing prices in place, making the interest rate a big burden to the poor. In the end, the poor could not handle the dept and went bankrupt, which obviously led the loaners also get bankrupt as they could not retrieve the money. Last but not least, the other loaners who were tied to this bankrupted loaners by bond also suffered from the financial crisis like chain reaction. Three solution can be suggested to prevent such hugh financial crisis, which is, stabilizing housings of common people, supplying emergency relief fund, and monitoring the financial system.
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